Overchat

What Is Overchat?

Overchat is an aggregator: one app and one subscription that put the major language models, image generators and video models behind a single interface. Instead of paying OpenAI, Anthropic and Google separately and switching tabs between them, you pick a model from a menu and carry on typing.

The catalogue is wide — the company counts more than fifty models, spanning the GPT, Claude, Gemini, Grok, DeepSeek, Qwen and Kimi families for text, FLUX, Seedream and Nano Banana for images, and Sora, Veo, Kling and Runway for video. Around them sit a hundred or so small single-purpose tools: a maths solver, an AI-text detector, PDF analysis, writing helpers.

It is run by Boiler Labs FZ-LLC, registered in the Ras Al Khaimah Economic Zone in the UAE, and claims more than 350,000 users. It is primarily a mobile product — iOS and Android are first-class, the web app works, and the Chrome extension and desktop clients are still listed as coming soon.

How It Works

The Real Value Is Comparison

The strongest reason to use an aggregator is not saving money; it is being able to ask the same question to several models and see which one answers it best. Different models genuinely have different strengths, and most people never find that out because trying each one means a separate account and a separate bill.

For anyone curious about which model suits their kind of work — or anyone who has read three contradictory benchmark articles and wants to check for themselves — a single interface across providers is a cheap way to form a real opinion.

Text, Images and Video Under One Roof

The same subscription covers image and video generation, which is where the saving argument is strongest. Paying separately for a chat assistant, an image tool and a video tool adds up quickly, and a person who only occasionally needs a video clip will rarely justify a dedicated subscription for it.

Where Aggregators Always Compromise

Every aggregator sits between you and the model, and that has costs worth understanding. You typically do not get each provider's own features — project folders, memory across conversations, native file handling, the provider's own agent modes — only the model's answers through someone else's interface. Several reviewers of Overchat describe exactly this: convenient, but more limited than the standalone services.

Whether that matters depends on how you work. For one-off questions and quick generations it barely does. For long projects where the assistant needs to remember context from last week, a native subscription to your preferred model will serve you better.

What It Costs

On paper this is a good deal. ChatGPT, Claude and Gemini each charge around $20 a month for their consumer plans, so $14.99 for access to all of them — plus image and video models — undercuts buying even one directly. The yearly plan at $59.99 is cheaper still.

Read the pricing page with some care, though. The yearly plan is shown as 77% off an original price of $259, a price the plan has never actually been sold at — it exists to make $59.99 look like a bargain. The homepage frames the same plan as $1.15 a week. Neither framing is false arithmetic; both are designed to steer you.

What to Watch Out For

Unlimited Has a Limit

The pricing page describes Pro as including unlimited AI chat. A number of paying users report that in practice they received a monthly allowance of around 8,000 credits that expires at the end of each period, and some have called it a bait and switch. The company has responded that it temporarily restricted access after abuse of the free tier and that it never intended to mislead.

Whatever the reason, the practical advice is the same: treat unlimited as a marketing word and check in the app what your plan actually allows before relying on it for heavy use.

Refunds Are Nearly Impossible

The refund policy counts a purchase as used the moment you send a single message to any model. Refunds are only available within 14 days and only if you have not used the service at all. Cancelling stops future charges but never returns past ones. In short: if you want to test whether Pro is worth it, use the free tier first, because once you pay and send one message, the money is spent.

• Reviews are few and polarised. On Trustpilot the score sits around 3.2 from under thirty reviews, with roughly half five-star and four in ten one-star, and very little in between.
• Some users say the free tier asks for payment almost immediately. The free plan does exist permanently, but expect prompts to upgrade.
• It is built for phones first. Several reviewers find the desktop web experience awkward.
• Failed generations are a recurring complaint, particularly for image and video, where one attempt can consume a meaningful share of an allowance.
• Model version names change quickly on aggregators. Check which exact version you are talking to rather than assuming it is the newest release.

Frequently Asked Questions

Is Overchat free?

There is a permanent free tier with 20 messages a day to basic models. The premium models and image and video generation need Pro, at $14.99 a month or $59.99 a year.

Is it cheaper than paying for ChatGPT and Claude directly?

Yes on price — one Pro plan costs less than a single direct subscription. You give up the providers' own features such as memory and project workspaces, and you may get a capped allowance rather than true unlimited use.

Is Pro really unlimited?

The pricing page says so; a number of users report a monthly credit allowance of around 8,000 that expires each period. Check what your account shows before counting on unlimited use.

Can I get a refund?

Only within 14 days of purchase and only if you have not sent a single message. Once you use the service, the purchase is treated as final, so test on the free tier before paying.

Who is behind Overchat?

Boiler Labs FZ-LLC, a company registered in the Ras Al Khaimah Economic Zone in the United Arab Emirates.

Is there a desktop app?

Not yet. The web app runs in a browser and there are iOS and Android apps; a Chrome extension and Windows and macOS clients are announced as coming soon.

The Bottom Line

Overchat does what it promises at its core: many models, one app, a price well below paying each provider separately. For comparing models, for occasional image or video generation, and for people who mostly use AI on their phone, that is a genuinely useful combination.

The caveats are about how it sells rather than what it does — an anchored discount, an unlimited plan that users report as capped, and a refund policy that ends the moment you type. Use the free tier until you are sure, read your plan's real limits in the app, and it can be a sensible way to get broad AI access cheaply.