Dispute AI
Improve your credit score fast with Dispute AI. Automatically import reports, generate dispute letters, and track results across Experian, Equifax, and TransUnion—no credit repair company needed.
About Dispute AI
Smarter Credit Repair—Powered by You
Dispute AI makes it easy to fix your credit without relying on expensive or ineffective credit repair companies. With intelligent automation and expert guidance, Dispute AI empowers you to take control of your credit report, dispute negative items, and raise your score on all three major credit bureaus—Experian, Equifax, and TransUnion.
Built for Everyday People
Whether you're new to credit repair or have tried other services before, Dispute AI simplifies the process with easy-to-follow tools, AI guidance, and professional-grade dispute letters that are more effective than generic online submissions.
How Dispute AI Works
Step 1: Smart Import of Your Credit Report
Dispute AI automatically pulls your full credit report from all three bureaus—without a hard inquiry. This gives you a comprehensive view of your credit profile and the items that may be hurting your score.
Step 2: AI Analyzes & Identifies Negative Accounts
The platform's AI scans your report to highlight accounts that are negatively impacting your credit. It helps you understand why they matter and offers targeted dispute strategies.
Step 3: Generate Powerful Dispute Letters
Dispute AI helps you craft legally grounded dispute letters that are more likely to result in permanent account deletions. These letters are based on consumer protection laws and are tailored to each account and bureau.
Step 4: Track Progress and Improve
Each month, Dispute AI pulls your updated credit report and shows which accounts have been removed, as well as how your credit score has changed. If an account isn’t deleted, the platform recommends new dispute approaches.
Key Features
AI-Powered Credit Repair
Let artificial intelligence do the heavy lifting. Dispute AI pinpoints the most harmful accounts and helps you build dispute strategies that actually work.
No Hard Inquiry
Securely import your full 3-bureau report without affecting your credit score. Start disputing with confidence, instantly.
Professional Letter Generator
Create customized dispute letters that are more effective than online forms. Print, send, and track your disputes without needing a third party.
Continuous Monitoring
Dispute AI automatically checks your credit report each month, tracking deletions and score changes while adjusting your strategy as needed.
Credit Coaching Support
Alongside the software, you’ll receive access to tutorials and credit experts who can guide you through more complex scenarios.
Who It's For
Individuals Looking to Improve Their Credit
Whether you’re preparing for a mortgage, loan, or just trying to clean up your financial profile, Dispute AI is ideal for individuals who want to manage the process themselves with professional support.
People Tired of Overpriced Repair Services
Say goodbye to recurring payments for minimal results. Dispute AI gives you the tools to handle credit repair at a fraction of the cost.
DIY Credit Fixers
For those who like to take control of their finances, Dispute AI offers a smart, structured way to tackle credit issues without navigating complex laws or paperwork on your own.
Why Choose Dispute AI?
More Effective Than Credit Repair Companies
Because you submit the disputes directly, they’re more likely to be processed seriously by the credit bureaus. Avoid the generic, automated methods used by most repair firms.
Saves Time and Money
Eliminate hours of research and costly monthly fees. Dispute AI simplifies the process with built-in intelligence and guidance.
Transparent and User-Friendly
No confusing jargon or hidden processes. Everything is clearly explained, and you can track your progress every step of the way.