Chart
Access verified IRS tax records in seconds with Chart. Automate income verification and onboarding through secure, developer-friendly API integrations.
About Chart
Real-Time IRS Tax Record Access
Chart provides fintech companies and financial institutions with direct, real-time access to verified IRS tax records. With Chart, you can automate income verification, accelerate onboarding, and eliminate the uncertainties of manual document collection.
Purpose-Built for Fintech Innovation
From consumer lending to wealth management platforms, Chart serves as a foundational infrastructure tool. It integrates seamlessly with leading tax software and government systems, giving fintechs access to structured tax data on demand.
How Chart Works
Seamless IRS Integration
Users authenticate using their IRS Online Account or connected tax software. Chart then retrieves tax transcripts and returns, delivering verified documents in seconds—eliminating delays in financial decision-making.
Flexible Submission Options
Chart allows clients to share their tax data in multiple ways, whether through IRS login, software integration (like TurboTax), or completed IRS forms. This flexibility helps meet customers where they are.
Structured, Developer-Ready Data
Chart processes retrieved tax documents into structured JSON via OCR. Developers can immediately feed this clean data into underwriting systems, compliance workflows, or internal dashboards without additional formatting.
Core Features of Chart
Official Verified Documents
By pulling directly from IRS systems and major tax platforms, Chart ensures that every document is legitimate and up-to-date. This gives fintechs confidence in the integrity of the data they use.
Fast and Scalable API
Chart’s REST API is engineered for speed and simplicity. With clear documentation, SDKs, and a sandbox environment, Chart enables fintechs to launch integrations quickly while supporting high-volume usage.
Consent-Driven Sharing
Clients always control what they share. Chart's user-facing flows allow granular selection of which documents are provided and include options for data removal or anonymization upon request.
Advanced Security Protocols
Chart prioritizes data security with enterprise-grade safeguards. Features include:
- Non-persistent credential handling
- SOC 2 Type II compliance
- PII obfuscation
- Encrypted data in transit and at rest
Benefits for Fintech Platforms
Speed Up Income Verification
Chart reduces the time to verify income from days to seconds. This helps lenders, banks, and other financial services provide faster approvals while maintaining compliance.
Improve Onboarding Experience
Chart simplifies the onboarding process for customers by reducing paperwork. Instead of uploading PDF tax returns manually, users connect once and share records instantly.
Support for Modern Tech Teams
Whether you’re building a personal finance app, lending platform, or B2B financial tool, Chart gives your dev team the infrastructure needed to collect and process tax data efficiently.